West Virginia (WV) Insurance Law

This is a copy of the Law as it was when posted. We believe it to be accurate and complete, but we make no guarantees or warrantees. If you know there to be a mistake in what is posted here, please inform us of such by clicking here.

West Virginia Car & Motorcycle Insurance

Liability Required? YES
Personal Injury Protection Required? NO
No Fault State? NO
Uninsured Motorist Coverage Required: YES

Required Minimum Bodily Injury Coverage

$20,000 per person injured in any one accident and $40,000 for all persons injured in any one accident

Required Minimum Property Damage Coverage

$10,000 for injury to or destruction of property of others in any one accident

Optional Insurance Coverage

Uninsured (UM) and Underinsured Motorist (UIM) Coverage. If chosen, the amount purchased must be at least that required for bodily injury liability coverage. The maximum amount of UM/UIM that may be purchased is $100,000 per person injured in any one accident, $300,000 for all persons injured in any one accident, and $50,000 for property damage.

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