Wisconsin (WI) Insurance Law



This is a copy of the Law as it was when posted. We believe it to be accurate and complete, but we make no guarantees or warrantees. If you know there to be a mistake in what is posted here, please inform us of such by clicking here.



Wisconsin Car & Motorcycle Insurance

  • Liability Required? NO (If purchased however, must meet minimum requirements)
  • Personal Injury Protection Required? NO
  • No Fault State? NO
  • Uninsured Motorist Coverage Required: YES

Required Minimum Bodily Injury Coverage

  • $25,000 per person injured in any one accident and $50,000 for all persons injured in any one accident

Required Minimum Property Damage Coverage

  • $10,000 for injury to or destruction of property of others in any one accident

Required Uninsured Motorist (UM) Coverage

  • $25,000 per person injured in any one accident and $50,000 for all persons injured in any one accident. This coverage must also include at least $1,000 for medical expenses.

Optional Underinsured Motorist (UIM) Coverage

  • If UIM is purchased, it must be at least $50,000 per person injured in any one accident and $100,000 for all persons injured in any one accident.

Car Dealers by
ZIP Code