Ohio (OH) Insurance Law



This is a copy of the Law as it was when posted. We believe it to be accurate and complete, but we make no guarantees or warrantees. If you know there to be a mistake in what is posted here, please inform us of such by clicking here.



Ohio Car & Motorcycle Insurance

  • Liability Required? YES
  • Personal Injury Protection Required? NO
  • No Fault State? NO
  • Uninsured Motorist Coverage Required: YES

Required Minimum Bodily Injury Coverage

  • $12,500 per person injured in any one accident and $25,000 for all persons injured in any one accident

Required Minimum Property Damage Coverage

  • $7,500 for injury to or destruction of property of others in any one accident

Optional Insurance Coverage

  • Uninsured (UM) and Underinsured Motorist (UIM) Coverage. Policies may include UM and UIM. Ohio does not require a mandatory offer by insurance companies. Ohio also has no laws regarding the amounts of coverage to be purchased.

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