New Hampshire (NH) Insurance Law


This is a copy of the Law as it was when posted. We believe it to be accurate and complete, but we make no guarantees or warrantees. If you know there to be a mistake in what is posted here, please inform us of such by clicking here.

New Hampshire Car & Motorcycle Insurance

  • Liability Required? NO (If purchased however, must meet minimum requirements)
  • Personal Injury Protection Required? NO
  • No Fault State? NO
  • Uninsured Motorist Coverage Required: YES

Required Minimum Bodily Injury Coverage

  • $25,000 per person injured in any one accident and $50,000 for all persons injured in any one accident

Required Minimum Property Damage Coverage

  • $25,000 for injury to or destruction of property of others in any one accident

Optional Insurance Coverage

  • Uninsured Motorist (UM) Coverage. In New Hampshire, UM includes underinsured motorist (UIM) coverage. If purchased, UM coverage must be at least that legally required for bodily injury liability coverage. If a person purchases more bodily injury liability coverage than that required, UM must equal that amount.

Car Dealers by
ZIP Code