Montana (MT) Insurance Law




 


This is a copy of the Law as it was when posted. We believe it to be accurate and complete, but we make no guarantees or warrantees. If you know there to be a mistake in what is posted here, please inform us of such by clicking here.



Montana Car & Motorcycle Insurance

  • Liability Required? YES
  • Personal Injury Protection Required? NO
  • No Fault State? NO
  • Uninsured Motorist Coverage Required: YES

Required Minimum Bodily Injury Coverage

  • $25,000 per person injured in any one accident and $50,000 for all persons injured in any one accident

Required Minimum Property Damage Coverage

  • $10,000 for injury to or destruction of property of others in any one accident

Optional Insurance Coverage

  • Uninsured Motorist (UM) Coverage. If elected, UM must be at least the amount of the bodily injury coverage required. Montana does not have a statute that addresses underinsured motorist (UIM) coverage.

Special Rules for Motorcycle Owners.

  • In Montana, motorcycles owners/operators are exempt from the requirements of the motor vehicle insurance statute.

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