Idaho (ID) Insurance Law



This is a copy of the Law as it was when posted. We believe it to be accurate and complete, but we make no guarantees or warrantees. If you know there to be a mistake in what is posted here, please inform us of such by clicking here.



Idaho Car & Motorcycle Insurance

  • Liability Required? YES
  • Personal Injury Protection Required? NO
  • No Fault State? NO
  • Uninsured Motorist Coverage Required: NO

Required Minimum Bodily Injury Coverage

  • $25,000 per person injured in any one accident and $50,000 for all persons injured in any one accident

Required Minimum Property Damage Coverage

  • $15,000 for injury to or destruction of property of others in any one accident

Optional Insurance Coverage

  • Uninsured Motorist (UM) Coverage. If purchased, UM coverage must be at least in the amount of required bodily injury coverage.
  • Underinsured Motorist (UIM) Coverage. In Idaho, there are no laws regarding UIM coverage. It is, therefore, a matter of contract law.

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