Alaska (AK) Insurance Law




 


This is a copy of the Law as it was when posted. We believe it to be accurate and complete, but we make no guarantees or warrantees. If you know there to be a mistake in what is posted here, please inform us of such by clicking here.



Alaska Car & Motorcycle Insurance

  • Liability Required? YES
  • Personal Injury Protection Required? NO
  • No Fault State? NO
  • Uninsured Motorist Coverage Required: YES

Required Minimum Bodily Injury Liability Coverage

  • $50,000 per person injured in any one accident and $100,000 for all persons injured in any one accident

Required Minimum Property Damage Liability Coverage

  • $25,000 for injury to or destruction of property of others in any one accident

Optional Insurance Coverage

  • Uninsured (UM) and Underinsured Motorist (UIM) Coverage. In Alaska, this coverage is combined. Alaska requires $50,000 for bodily injury coverage for one person injured in one accident and $100,000 in coverage for all persons injured in one accident. If you purchase bodily injury insurance coverage in an amount greater than that legally required, you must purchase the same amount of UM/UIM coverage.

Special Rules for Motorcycle Owners

  • In Alaska, insurance companies are not required to offer greater limits of bodily injury and UM/UIM to motorcycle owners or operators.

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